Finance

6 Surprising Impact of Discretionary Spending on Filipinos’ Budgets! (Definition and Samples)

6 Surprising Impact of Discretionary Spending on Filipinos’ Budgets! (Definition and Samples)

Have you ever found yourself wondering where your paycheck disappeared at the end of the month? If so, you’re not alone! Many Filipinos struggle to balance their budgets, and often, it’s discretionary spending that sneaks up on them. Discretionary spending refers to those non-essential expenses we indulge in—think dining out, movie nights, or that trendy gadget […]

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9 Ways to Cut Your Utility Expenses in the Philippines: Slash Those Monthly Bills Now!

9 Ways to Cut Your Utility Expenses in the Philippines: Slash Those Monthly Bills Now!

Saving money on utility expenses in the Philippines is really important, especially when costs are going up. Things like electricity, water, and gas can take up a big part of your monthly budget. Finding smart ways to manage these expenses helps you save money and help the environment. When you handle your bills well, you

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Rental Versus Lease: Which Option Saves Filipinos More Money? Find Out Now!

Rental Versus Lease: Which Option Saves Filipinos More Money? Find Out Now!

Making smart financial decisions is crucial in a bustling economy like the Philippines, where every peso counts. Many Filipinos often find themselves at a crossroads when securing a place to live or run a business. They must decide whether to opt for rental agreements or long-term leases. While both options provide shelter and space, the

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What is Principal Amount: 8 Simple Explanations for Filipino Finance Students

What is Principal Amount: 8 Simple Explanations for Filipino Finance Students

In this article, we will explain what is principal amount means in simple terms and why it matters in everyday life. From loans and savings accounts to investments and budgeting, understanding this key concept opens up a world of financial literacy that can empower you as a student. When you hear the term principal amount,

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10 Best Christmas Gifts for Chief Financial Officers in the Philippines

10 Best Christmas Gifts for Chief Financial Officers in the Philippines

Are you looking for the perfect Christmas gift for your Chief Financial Officer in the Philippines? With the holiday season right around the corner, it’s time to start finding thoughtful presents that your CFO will appreciate. To help make your shopping easier, this article provides a list of 10 best Christmas gifts for Chief Financial

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