6 Surprising Impact of Discretionary Spending on Filipinos’ Budgets! (Definition and Samples)
Have you ever found yourself wondering where your paycheck disappeared at the end of the month? If so, you’re not alone! Many Filipinos struggle to balance their budgets, and often, it’s discretionary spending that sneaks up on them. Discretionary spending refers to those non-essential expenses we indulge in—think dining out, movie nights, or that trendy gadget […]