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Robert Bagatsing

Chief Editor and Founder | Social Entrepreneur | Social Investor | Survived Strategic Marketing @ Harvard Business School | San Beda Grad | Proud Father to Lincoln Martin | Based in Manila, Dubai, Melbourne

5 Ways to Simplify Vertical Analysis of Income Statements for Filipino Accountants

5 Ways to Simplify Vertical Analysis of Income Statements for Filipino Accountants

Accounting /

Hey there! Understanding how well a company is doing financially is super important for Filipino accountants. One really helpful tool they use is called vertical analysis of income statements. This tool helps them see how different expenses and income compare to the total revenue of the company. By looking at these percentages, accountants can easily […]

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3 Major Advantages and Disadvantages of a Corporation in the Philippines

3 Major Advantages and Disadvantages of a Corporation in the Philippines

Business /

Corporations play a crucial role in driving economic growth and innovation in the Philippines. Many Filipinos are interested in starting their own corporation, especially in vibrant cities like Manila and Cebu. However, before making that decision, it’s important to consider the advantages and disadvantages of a corporation. Understanding these pros and cons can make a

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3 Requirements for TIN Number for Employment in the Philippines

3 Requirements for TIN Number for Employment in the Philippines

Business /

In the Philippines, it is essential for individuals looking for employment to obtain a Tax Identification Number (TIN). The TIN acts as a distinct identifier for taxpayers and is required for a range of financial activities, such as the handling of wages and perks. Knowledge of the prerequisites for obtaining a TIN is crucial for

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7 Hidden Truths About Cost of Sales: How It Impacts Filipino Businesses

7 Hidden Truths About Cost of Sales: How It Impacts Filipino Businesses

Accounting /

Understanding the cost of sales is really important for businesses in the Philippines. It might seem complicated, but knowing this number can provide valuable insights into profits and help make smart decisions for future business transactions. Whether you’re running a small neighborhood “sari-sari” store or a big online shop, understanding your sales costs is super

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5 Pros and Cons of VUL Insurance in the Philippines (Meaning, Types, and Secrets)

5 Pros and Cons of VUL Insurance in the Philippines (Meaning, Types, and Secrets)

Insurance /

Variable universal life insurance (VUL) has become quite popular in the Philippines as a financial product that offers both life insurance and investment opportunities. As individuals and families strive to secure their financial futures, it’s important to understand the upsides and downsides of VUL insurance in the Philippines. In this blog post, we’ll take a closer

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6 Reasons to Invest in Philippine Retail Treasury Bonds: Beginner’s Guide (With Samples and Meaning)

6 Reasons to Invest in Philippine Retail Treasury Bonds: Beginner’s Guide (With Samples and Meaning)

Investing /

Thinking about making your money work for you? Consider Retail Treasury Bonds (RTBs) in the Philippines! They’re a great way for folks like you to support the government and earn a steady return. Unlike some investments that require a lot of money to get started, RTBs can be bought in a smaller amount, making them

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6 Surprising Impact of Discretionary Spending on Filipinos’ Budgets! (Definition and Samples)

6 Surprising Impact of Discretionary Spending on Filipinos’ Budgets! (Definition and Samples)

Finance /

Have you ever found yourself wondering where your paycheck disappeared at the end of the month? If so, you’re not alone! Many Filipinos struggle to balance their budgets, and often, it’s discretionary spending that sneaks up on them. Discretionary spending refers to those non-essential expenses we indulge in—think dining out, movie nights, or that trendy gadget

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6 Simple Explanations of Maturity Value for Novice Filipino Financial Advisors

6 Simple Explanations of Maturity Value for Novice Filipino Financial Advisors

Investing /

In the Philippines, maturity value means the total amount of money you’ll have at the end of an investment. This includes the original amount you invested plus any interest you earned. Understanding this is important for new financial advisors when they’re helping clients choose investments like bonds, time deposits, or insurance. Knowing the maturity value

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4 Resignation Letters Due to Personal Reasons (Samples and Tips for Filipinos)

4 Resignation Letters Due to Personal Reasons (Samples and Tips for Filipinos)

Business /

Do you need to quit your job but don’t know how to do it? In this article, we’ll explore seven resignation letters due to personal reasons that serve as helpful templates and also reflect sincerity and professionalism. Each sample will guide you in articulating your thoughts clearly while maintaining respect for your employer and colleagues.

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