Robert Bagatsing

Chief Editor and Founder | Social Entrepreneur | Social Investor | Survived Strategic Marketing @ Harvard Business School | San Beda Grad | Proud Father to Lincoln Martin | Based in Manila, Dubai, Melbourne

7 Shocking Risks of Supplementary Credit Cards in the Philippines and How to Avoid Them

7 Shocking Risks of Supplementary Credit Cards in the Philippines and How to Avoid Them

Using supplementary credit cards in the Philippines can help families manage their money and give their dependents the ability to spend. However, it’s important to be aware of the risks. Many people who use these cards don’t fully understand how to manage money. This can lead to overspending and debt that’s hard to deal with. […]

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7 Complicated Facts About Chattel Mortgage Fees in the Philippines

7 Complicated Facts About Chattel Mortgage Fees in the Philippines

When it comes to financing vehicles or personal property in the Philippines, many people encounter the term chattel mortgage. This type of loan involves various fees that can be complex. It’s important for buyers, sellers, and lenders to understand these fees. The fees can vary widely and are often misunderstood, so it’s important to navigate

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6 Secrets of Withholding Tax in the Philippines Revealed (Meaning, Types, and How it’s Calculated)

6 Secrets of Withholding Tax in the Philippines Revealed (Meaning, Types, and How it’s Calculated)

In the Philippines, withholding tax is an essential part of the tax system. It requires employers and businesses to deduct a portion of an employee’s or supplier’s income before they are paid. This deducted amount is then sent to the BIR on behalf of the taxpayer. This system helps streamline tax collection and encourages people

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7 Reasons to Get Online Fidelity Bonds in the Philippines

7 Reasons to Get Online Fidelity Bonds in the Philippines

In today’s digital world, it’s super important to protect your business assets. Picture this: What if a trusted Filipino employee makes a mistake with company funds or sensitive information gets into the wrong hands? That’s where online fidelity bonds come in to save the day. In the Philippines, this type of insurance guards against dishonest

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7 Reasons Why Your Life Insurance Face Amount Is Important in the Philippines!

7 Reasons Why Your Life Insurance Face Amount Is Important in the Philippines!

When thinking about the future, many of us consider savings, investments, and retirement funds. But there’s one important thing that often gets overlooked: the face amount of life insurance. Just picture it as a safety net that can protect your loved ones from financial struggles in case of unexpected events. Picking the right face amount

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6 Reasons Why Debt Consolidation Can Save Filipinos from Stress and Jail

6 Reasons Why Debt Consolidation Can Save Filipinos from Stress and Jail

Many Filipinos struggle with debt because of rising living costs and unexpected expenses. Managing multiple debts can be very stressful and overwhelming, causing anxiety and legal problems. Debt consolidation in the Philippines is a helpful solution. It allows borrowers to combine all their debts into one manageable payment, so they only have to worry about

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9 Scary Facts About Postdated Checks in the Philippines (Meaning, Usage, Legal)

9 Scary Facts About Postdated Checks in the Philippines (Meaning, Usage, Legal)

Understanding postdated checks in the Philippines sheds light on trust and tradition in financial practices, from legal implications to cultural nuances. Whether you’re thinking of using one or curious about how they fit into modern banking systems, these nine insights will provide valuable knowledge about this often-overlooked aspect of Philippine commerce. In a world dominated

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7 Simple Explanations for Students: What are Dividends in Philippine Accounting?

7 Simple Explanations for Students: What are Dividends in Philippine Accounting?

Can you picture yourself investing in a small business? Now, what if that business starts making profits and wants to share some of that money with you? That’s where dividends in Philippine accounting come in. In simple terms, dividends are a way for a company to share its profits with the people who own shares

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8 Most Basic Accounting Concepts and Principles for Non-Accountant Filipinos

8 Most Basic Accounting Concepts and Principles for Non-Accountant Filipinos

Understanding accounting concepts and principles is essential for effectively managing your finances, whether for business or personal use. Accounting is all about tracking money—keeping records of how much money comes in, how much goes out, and where it is used. Basic concepts, like double-entry accounting and accurate record-keeping, lay the foundation for more advanced financial

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7 Ways to Understand Your Credit Card Statement with Samples in the Philippines

7 Ways to Understand Your Credit Card Statement with Samples in the Philippines

Hey there! Do you ever get that “lost in translation” feeling when you look at your credit card statement? You’re not alone! Lots of us find all those numbers, terms, and dates pretty overwhelming. But understanding your credit card statement is super important for managing your money smartly. It’s not just a bill—it’s a window

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