Credit Cards

7 Shocking Risks of Supplementary Credit Cards in the Philippines and How to Avoid Them

7 Shocking Risks of Supplementary Credit Cards in the Philippines and How to Avoid Them

Using supplementary credit cards in the Philippines can help families manage their money and give their dependents the ability to spend. However, it’s important to be aware of the risks. Many people who use these cards don’t fully understand how to manage money. This can lead to overspending and debt that’s hard to deal with. […]

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7 Ways to Understand Your Credit Card Statement with Samples in the Philippines

7 Ways to Understand Your Credit Card Statement with Samples in the Philippines

Hey there! Do you ever get that “lost in translation” feeling when you look at your credit card statement? You’re not alone! Lots of us find all those numbers, terms, and dates pretty overwhelming. But understanding your credit card statement is super important for managing your money smartly. It’s not just a bill—it’s a window

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3 Simple Methods: How to Compute ADB (Average Daily Balance for Filipinos)

3 Simple Methods: How to Compute ADB (Average Daily Balance for Filipinos)

Managing your finances can be quite a challenge, especially when you understand how banks calculate interest on your accounts. One key piece of that puzzle is the average daily balance (ADB), a method that helps determine the interest earned or charged over a specific period. But fret not—computing ADB doesn’t have to be intimidating! In

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7 Proven Ways to Eliminate Outstanding Balance on a Credit Card in the Philippines

7 Proven Ways to Eliminate Outstanding Balance on a Credit Card in the Philippines

Are you feeling weighed down by the outstanding balance on a credit card? You’re definitely not alone. Many Filipinos are in the same boat, dealing with high interest rates and monthly payments that seem never-ending. But there’s hope! There are some solid strategies to help you break free from this burden. Just imagine waking up

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Zero-Annual Fee Credit Cards in the Philippines? What Banks Aren’t Telling You!

Zero-Annual Fee Credit Cards in the Philippines? What Banks Aren’t Telling You!

In a world where every peso counts, the idea of zero-annual fee credit cards can feel like a breath of fresh air. Just imagine enjoying all the benefits of credit—like rewards points, travel perks, and emergency funds—without the burden of yearly fees eating away at your budget. But before you jump on this enticing offer,

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How to Check Your Credit Score in the Philippines Online 2023

How to Check Your Credit Score in the Philippines Online 2023

There are times when we get rejected when applying for a loan or credit card. The reason may be related to a Filipino’s credit score, which determines a borrower’s creditworthiness based on his or her previous financial transactions. In this article, you will learn how to check your credit score in the Philippines so you can

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