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Robert Bagatsing

Chief Editor and Founder | Social Entrepreneur | Social Investor | Survived Strategic Marketing @ Harvard Business School | San Beda Grad | Proud Father to Lincoln Martin | Based in Manila, Dubai, Melbourne

9 Ways to Cut Your Utility Expenses in the Philippines: Slash Those Monthly Bills Now!

9 Ways to Cut Your Utility Expenses in the Philippines: Slash Those Monthly Bills Now!

Finance /

Saving money on utility expenses in the Philippines is really important, especially when costs are going up. Things like electricity, water, and gas can take up a big part of your monthly budget. Finding smart ways to manage these expenses helps you save money and help the environment. When you handle your bills well, you […]

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6 Reasons Why Filipinos Should Get a Digital Wallet Account (What is it and How?)

6 Reasons Why Filipinos Should Get a Digital Wallet Account (What is it and How?)

FinTech /

Have you ever thought about how convenient it would be to handle all your money matters with just your smartphone? Imagine paying bills, shopping online, and sending money to friends—all at your fingertips! For many of us in the Philippines, embracing digital wallet or finance technology isn’t just about keeping up with the latest trends;

6 Reasons Why Filipinos Should Get a Digital Wallet Account (What is it and How?) Read More »

5 Essential Facts and Strategies About Mortgage Payable (For Filipino Beginners)

5 Essential Facts and Strategies About Mortgage Payable (For Filipino Beginners)

Loans /

When starting your journey into homeownership, it’s important to understand the concept of mortgage payable, especially for those new to buying a home in the Philippines. Mortgage payable refers to the amount you owe to a lender when you borrow money to buy real estate. This financial commitment typically involves a loan backed by the

5 Essential Facts and Strategies About Mortgage Payable (For Filipino Beginners) Read More »

3 Simple Methods: How to Compute ADB (Average Daily Balance for Filipinos)

3 Simple Methods: How to Compute ADB (Average Daily Balance for Filipinos)

Credit Cards /

Managing your finances can be quite a challenge, especially when you understand how banks calculate interest on your accounts. One key piece of that puzzle is the average daily balance (ADB), a method that helps determine the interest earned or charged over a specific period. But fret not—computing ADB doesn’t have to be intimidating! In

3 Simple Methods: How to Compute ADB (Average Daily Balance for Filipinos) Read More »

6 Major Differences Between Bonds and Equities in the Philippines

6 Major Differences Between Bonds and Equities in the Philippines

Investing /

Understanding the six major differences between bonds and equities is essential for investors in the Philippines. By delving into risk factors and income generation, you can gain clarity on which option aligns best with your financial objectives. Whether you’re a seasoned trader or just starting out, comprehending these key differences will enable you to make well-informed

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3 Differences of Amortization Period and Mortgage Term in the Philippines

3 Differences of Amortization Period and Mortgage Term in the Philippines

Loans /

When you’re thinking about getting a mortgage in the Philippines, it’s important to understand two key concepts: amortization period and mortgage term. The amortization period is the length of time over which your loan payments are calculated, usually spanning from 10 to 30 years. During this time, you’ll be making monthly payments to cover both

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7 Proven Ways to Eliminate Outstanding Balance on a Credit Card in the Philippines

7 Proven Ways to Eliminate Outstanding Balance on a Credit Card in the Philippines

Credit Cards /

Are you feeling weighed down by the outstanding balance on a credit card? You’re definitely not alone. Many Filipinos are in the same boat, dealing with high interest rates and monthly payments that seem never-ending. But there’s hope! There are some solid strategies to help you break free from this burden. Just imagine waking up

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Zero-Annual Fee Credit Cards in the Philippines? What Banks Aren’t Telling You!

Zero-Annual Fee Credit Cards in the Philippines? What Banks Aren’t Telling You!

Credit Cards /

In a world where every peso counts, the idea of zero-annual fee credit cards can feel like a breath of fresh air. Just imagine enjoying all the benefits of credit—like rewards points, travel perks, and emergency funds—without the burden of yearly fees eating away at your budget. But before you jump on this enticing offer,

Zero-Annual Fee Credit Cards in the Philippines? What Banks Aren’t Telling You! Read More »

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